Geico State Information

GEICO Defensive Driving Discount Information by State

   

*SafetyServe.com makes every effort to ensure that our information reflects GEICO’s latest policy requirements. Discount availability, amount, and eligibility criteria may vary between states and/or GEICO companies. However, it is your responsibility to verify your eligibility to take the course online with your GEICO agent. Please contact GEICO if you have any questions about your eligibility at (800) 861-8380. (Updated 11/2018)

Please click on your state below to give you more information:
AL AK AZ AR CA CO CT DC DE FL GA HI ID IL IN IA KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY

Alabama*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Alabama:
  • You must be at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Alaska*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking an approved defensive driving course. The below eligibility criteria may be considered in Alaska:
  • You must be at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
  • You have not been involved in an at-fault accident or convicted of a traffic violation
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Arizona*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Arizona:
  • You must be at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Arkansas*

If your policy is rated for this state, you could save up to 15% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Arkansas:
  • You must be at least 50 years of age/li>
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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California*

If your policy is rated for this state, you could save up to 5% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in California:
  • You must be at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Colorado*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Colorado:
  • You must be at least 50 years of age (age limit may not apply for all GEICO companies)
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Connecticut*

  If your policy is rated for the state of Connecticut, you could save up to 10% on applicable coverages by taking a defensive driving course. One way to take advantage of this discount is through an online defensive driving course offered by the National Safety Council. This course is provided at a discounted price of $19.95 for GEICO policyholders. NOTE: In order to receive credit from GEICO for taking this course, you may need to submit a copy of the course completion certificate online. The below eligibility criteria may be considered in Connecticut:
  • You must be at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
  • You do not currently have a Driver Training Discount applied
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Delaware*

If your policy is rated for this state, you can save up to 15% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Delaware:
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Florida*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Florida:
  • You must be at least 50 years of age (55 in some cases)
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Georgia*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Georgia:
  • You have not been involved in an at-fault accident or convicted of a traffic violation
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Hawaii*

Regrettably, a Defensive Driving Course discount is not available in your state; however, you may be eligible for other car insurance discounts. If you wish to take the course anyway, you may, but please understand that your completion will not count toward a motor vehicle insurance discount with GEICO. TOP

Idaho*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Idaho:
  • You must be at least 50 years of age
  • You have not been involved in an at-fault accident or convicted of a traffic violation
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Illinois*

Eligible courses will include a minimum of 8 hours of classroom or field driving instruction. An online course is not currently available. To find out more about course locations near you, please call the National Safety Council at (800) 621-6244. TOP

Indiana*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Indiana:
  • You must be at least 55 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Iowa*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Iowa:
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Kansas*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Kansas:
  • You must be at least 50 years of age (age limit may not apply for all GEICO companies)
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Kentucky*

  Eligible courses will include classroom or field driving instruction. An online course is not currently available. To find out more about course locations near you, please call the National Safety Council at (800) 621-6244. TOP

Louisiana*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Louisiana:
  • You must be at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Maine*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking an approved defensive driving course. NOTE: In order to receive credit from GEICO for taking this course, you may need to submit a copy of the course completion certificate online. The below eligibility criteria may be considered in Maine:
  • You must be at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
  • You or another member of your household also insured on the policy is not subject to a driver’s license suspension
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Maryland*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Maryland:
  • You must be at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
  • You do not currently have a Driver Training Discount applied
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Massachusetts*

  Regrettably, Massachusetts does not offer the Defensive Driver discount at this time; however, you may be eligible for other car insurance discounts. If you wish to take the course anyway, you may, but please understand that your completion will not count towards a motor vehicle insurance discount with GEICO. TOP

Michigan*

  Regrettably, Michigan does not offer the Defensive Driver discount at this time; however, you may be eligible for other car insurance discounts. If you wish to take the course anyway, you may, but please understand that your completion will not count towards a motor vehicle insurance discount with GEICO. TOP

Minnesota*

If your policy is rated for this state, you can save up to 12% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Minnesota:
  • You must be at least 50 years of age
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Mississippi*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Mississippi:
  • You must be at least 50 years of age
  • You have not been involved in an at-fault accident or convicted of a traffic violation
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Missouri*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Missouri:
  • You must be at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Montana*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Montana:
  • You must be at least 50 years of age OR be a member of the National Guard
  • You have not been involved in an at-fault accident or convicted of a traffic violation
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Nebraska*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Nebraska:
  • You must be at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Nevada*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Nevada:
  • You must be at least 50 years of age
  • You have not been involved in an at-fault accident or convicted of a traffic violation
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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New Hampshire*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. NOTE: In order to receive credit from GEICO for taking this course, you may need to submit a copy of the course completion certificate online. The below eligibility criteria may be considered in New Hampshire:
  • You must be at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
  • You do not currently have a Driver Training Discount applied
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New Jersey*

If your policy is rated for this state, you can save up to 5% on applicable coverages by taking a defensive driving course offered by the National Safety Council. NOTE: In order to receive credit from GEICO for taking this course, you may need to submit a copy of the course completion certificate online. The below eligibility criteria may be considered in New Jersey:
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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New Mexico*

If your policy is rated for this state, you can save up to 20% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in New Mexico:
  • You must be at least 50 years of age
  • You are not required to carry a Certificate of Financial Responsibility (SR-22)
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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New York*

New York drivers could save up to 10% on applicable coverages by completing an approved accident prevention course offered by the National Safety Council (www.safetyserve.com/geicony). The below eligibility criteria may be considered in New York:
  • You have completed an accident prevention course approved by the New York State Department of Motor Vehicles.
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North Carolina*

  North Carolina does not offer the Defensive Driver discount at this time; however you may be eligible for other car insurance discounts. If you wish to take the course anyway, you may, but please understand that your completion will not count towards a motor vehicle insurance discount with GEICO. TOP

North Dakota*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in North Dakota:
  • You are not required to carry a Certificate of Financial Responsibility (SR-22)
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Ohio*

Eligible courses will include a minimum of 4 hours of classroom or field driving instruction. An online course is not currently available. To find out more about the course locations near you, please call the National Safety Council at (800) 621-6244. The below eligibility criteria may be considered in Ohio:
  • You must be at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Oklahoma*

  Oklahoma drivers could save up to 10% on applicable coverages by completing an approved defensive driving course. Eligible courses will include a minimum of 6 hours of classroom or field driving instruction. An online course is not currently available. To find out more about course locations near you, please call the National Safety Council at (800) 621-6244. TOP

Oregon*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Oregon:
  • You must be at least 50 years of age (55 in some cases)
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Pennsylvania*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking an approved defensive driving course. The below eligibility criteria may be considered in Pennsylvania:
  • You must be at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
  • You have not been involved in an at-fault accident or convicted of a traffic violation
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Rhode Island*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Rhode Island:
  • You must be at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
  • You do not currently have a Driver Training Discount applied
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South Carolina*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in South Carolina:
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
  • You are not required to carry a Certificate of Financial Responsibility (SR-22)
  • You do not currently have a Driver Training Discount applied
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South Dakota*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in South Dakota:
  • You must be at least 50 years of age
  • You are not required to carry a Certificate of Financial Responsibility (SR-22)
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Tennessee*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Tennessee:
  • You must be at least 50 years of age
  • You are not required to carry a Certificate of Financial Responsibility (SR-22)
  • You have not been involved in an at-fault accident or convicted of a traffic violation
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
  • Your license has not been suspended
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Texas*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Texas:
  • You must be at least 50 years of age (age limit may not apply for all GEICO companies)
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
  • You do not currently have a Driver Training Discount applied
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Utah*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Utah:
  • You must be at least 50 years of age
  • You have not been convicted of a traffic violation
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Vermont*

  Regrettably, Vermont does not offer the Defensive Driver discount at this time; however, you may be eligible for other car insurance discounts. If you wish to take the course anyway, you may, but please understand that your completion will not count towards a motor vehicle insurance discount with GEICO. TOP

Virginia*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking an approved defensive driving course. The below eligibility criteria may be considered in Virginia:
  • You must be at least 55 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Washington*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking an approved defensive driving course. The below eligibility criteria may be considered in Washington:
  • You must be at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Washington D.C.*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking an approved defensive driving course. The below eligibility criteria may be considered in the District of Columbia:
  • You must be at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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West Virginia*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking an approved defensive driving course. The below eligibility criteria may be considered in West Virginia:
  • You must be at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Wisconsin*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council. The below eligibility criteria may be considered in Wisconsin:
  • You must be at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Wyoming*

  Eligible courses will include classroom or field driving instruction. An online course is not currently available. To find out more about course locations near you, please call the National Safety Council at (800) 621-6244. TOP

*SafetyServe.com makes every effort to ensure that our information reflects GEICO’s latest policy requirements. Discount availability, amount, and eligibility criteria may vary between states and/or GEICO companies. However, it is your responsibility to verify your eligibility to take the course online with your GEICO agent. Please contact GEICO if you have any questions about your eligibility at (800) 861-8380. (Updated 11/2018)

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